OPINION
PETERSON, Judge.
The Unbank Company appeals from a judgment for respondent Dolphin Temporary Help Services, Inc. Unbank claims it is a holder in due course of a check Dolphin issued to Ricky D. Smith. We agree and reverse.
FACTS
The parties stipulated to the following facts. Unbank operates a number of check cashing facilities in the metropolitan area. Dolphin operates a temporary employment business for casual laborers.
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