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TUGWELL v. STATE FARM INS. CO.

No. 92-C-0931.

609 So.2d 195 (1992)

Terrie TUGWELL v. STATE FARM INS. CO. & Zurich Ins. Co.

Supreme Court of Louisiana.

Rehearing Denied January 28, 1993.

Attorney(s) appearing for the Case

Joseph L. Waitz, Waitz & Downer, Houma, Milton O'Neal Walsh, Baton Rouge, for applicant.

Richard G. Creed, Jr., Mathews, Atkinson, Guglielmo, Marks & Day, Baton Rouge, for respondent.

COLE, Justice.

THE ISSUE

The issue presented in this case is whether a signed rejection of uninsured motorist coverage in an umbrella insurance policy meets the statutory and jurisprudential requirements for a rejection where the application form did not offer the option of selecting lower limits and failed to inform the insured of this option.

THE FACTS

On July 31, 1983, Jimmy Thompson applied to State Farm for a "personal liability umbrella...

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