ORR, Judge.
Transall appeals the trial court's entry of summary judgment in favor of Protective. For the reasons below, we reverse the order of the trial court.
Transall purchased three one-year insurance policies from Protective. Protective issued a workers compensation insurance policy, Policy No. RWC 8135, to Transall effective 1 October 1984 to 11 October 1985. The policy contained an endorsement entitled "RETROSPECTIVE PREMIUM ENDORSEMENT RATING OPTION...
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