POPE, Judge.
These four cases arise from a dispute between plaintiffs Doctors Wytch Stubbs and G. R. Jones and defendant Trust Company Bank of Middle Georgia, N. A. (the "bank") concerning the use of two certificates of deposit ("CDs") held by the doctors' pension plans which were pledged as collateral for certain debts of Macon Auto Auction, Inc. ("Macon Auto"). The doctors contend their agreement with the bank allowed the CDs to be used only as collateral for a...
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