MEMORANDUM
JAMES A. GOODMAN, Chief Judge.
I. INTRODUCTION
On October 12, 1990, Rose Eppard ("Eppard") filed an adversary complaint against Vincent J. Sestito ("Sestito" or the "Debtor"), seeking a determination from this Court that a debt owed to her by Sestito is nondischargeable pursuant to 11 U.S.C. § 523(a)(2)(A) and (a)(6) of the Bankruptcy Code.
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