On June 13, 1988 plaintiff, a jewelry wholesaler, engaged defendant to ship an order of jewelry worth over $32,000 to P & D Jewelry in St. Louis, Missouri. Since plaintiff had never done business with this customer before, it marked its C.O.D. delivery instructions "Cash Only" by checking a box so marked on the shipping tag. Upon delivery, defendant's employee accepted what purported to be a cashier's check, but which was later discovered to be a forgery.
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