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CENTURY COMPANIES OF AMERICA v. KRAHLING

No. 91-526.

484 N.W.2d 197 (1992)

CENTURY COMPANIES OF AMERICA f/k/a Lutheran Mutual Life Insurance Company, An Iowa Insurance Corporation, Appellee, v. Donna M. KRAHLING, Appellant.

Supreme Court of Iowa.

May 13, 1992.

Attorney(s) appearing for the Case

Thomas J. Whorley and Keith G. Thompson of Wolff, Whorley, De Hoogh & Thompson, Sheldon, for appellant.

Bradley Howe of Sackett, Sackett & Howe, P.C., Spencer, for appellee.

Considered by HARRIS, P.J., and LARSON, LAVORATO, SNELL, and ANDREASEN, JJ.

LARSON, Justice.

The narrow issue on this appeal is whether the failure of an artificial heart valve constitutes an accidental death under double indemnity provisions of a life insurance policy. The district court held that it did not, and we agree.

The parties provided the district court with an agreed statement of facts that shows the following. Wayne E. Krahling had a prosthetic aortic heart valve surgically implanted in April 1982. In May 1989, the valve...

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