STATEMENT OF THE CASE
WHITE, Justice.
Appellant, Josephine Kraus, brought an action against appellee, American Charter Federal Savings and Loan Association, to recover $26,000, plus interest and penalties, in certificates of deposit which appellee had set off against a debt that appellant's son owed to American Charter.
FACTS
Appellant owned six certificates of deposit to which she and her now-deceased husband had contributed 100 percent...
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