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IN RE LERCH

Bankruptcy No. 92-81903.

147 B.R. 455 (1992)

In re Richard S. LERCH and Korena K. Lerch, Debtors.

United States Bankruptcy Court, C.D. Illinois.

December 1, 1992.

Attorney(s) appearing for the Case

Frank J. Galvin, Rock Island, Ill., for debtors.

Steven L. Nelson, Rock Island, Ill., for FMCC.

OPINION

WILLIAM V. ALTENBERGER, Bankruptcy Judge.

The following facts are not disputed. On August 4, 1989, Debtor, Korena K. Lerch, f/n/a Korena K. Smith, and a non-debtor, Dwight T. Smith, entered into a net closed end lease agreement with Lindquist Ford, Inc. to lease a new 1989 Ford Escort for forty-eight (48) months. With the Debtor's knowledge, Lindquist Ford, Inc., then assigned the lease to Ford Motor Credit Company (FMCC).

On August 10, 1992...

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