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LANNING v. ALLSTATE INS. CO.

No. 288PA91.

420 S.E.2d 180 (1992)

332 N.C. 309

Harry Eugene LANNING, Executor for the Estate of Deborah Jean Lanning; Lawrence C. Stoker, Administrator for the Estate of Cheryl Ann Melton; Linda Diane Christopher, Natural Mother and Guardian ad Litem of Kelly Paula Christopher, Minor Child, v. ALLSTATE INSURANCE COMPANY.

Supreme Court of North Carolina.

September 4, 1992.

Attorney(s) appearing for the Case

Hyler & Lopez, P.A. by George B. Hyler, Jr. and Robert J. Lopez, Asheville, for plaintiffs-appellants Lanning and Stoker.

Lindsay & True by Ronald C. True, Asheville, for plaintiff-appellant Christopher.

McClure & Contrivo, P.A. by Frank J. Contrivo, Asheville, for defendant-appellee.

EXUM, Chief Justice.

This is a declaratory judgment action brought to determine plaintiffs' rights under an automobile insurance policy issued by defendant Allstate Insurance Company (Allstate). At issue is whether N.C.G.S. § 20-279.21 (1989) requires that the UM coverage limits on each of three vehicles insured in the policy be aggregated, or "stacked." If it does not, the next question is whether the nature of the policy itself and the language it employs requires...

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