REECE, Judge.
On August 9, 1987, while a patron at a bar known as "Froggies," appellant, Kelly Ross, was injured in an altercation with the bar's security staff. Ross commenced a lawsuit on August 5, 1988, against Froggies On The Lake, Inc., its owners, and members of its security personnel (hereinafter referred to collectively as "Froggies"). Froggies was covered under a general liability insurance policy issued by the appellee, Sphere Drake Insurance Company ("Sphere...
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