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STATE FARM INS. COMPANIES v. SEEFELD

No. C4-90-2612.

481 N.W.2d 62 (1992)

STATE FARM INSURANCE COMPANIES, Respondent, v. Gary and Kelly SEEFELD, Respondents, Kimberly K. and Craig J. Smith, Petitioners, Appellants.

Supreme Court of Minnesota.

March 6, 1992.

Attorney(s) appearing for the Case

David W. Skobergboe, Skogerboe and Skogerboe, Chartered, Blaine, for appellants.

Kay Nord Hunt, V. Owen Nelson, Lommen, Nelson, Cole & Stageberg, Minneapolis, for State Farm.

John T. Anderson, Anderson & Geisheke, P.A., Minneapolis, for Seefelds.

Heard, considered and decided by the court en banc.

YETKA, Justice.

In this declaratory judgment action, petitioners appeal from a court of appeals' decision holding that State Farm Insurance Companies are not obligated to defend or indemnify Gary and Kelly Seefeld under their mobile homeowner's policy for injuries sustained by Kimberly Smith when she was injured in a two-wheel utility trailer being pulled by a four-wheel all-terrain vehicle (ATV). Petitioners contend, and the trial court agreed, that coverage under...

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