OPINION
HARTEN, Judge.
In this declaratory judgment action, appellant Milbank Insurance Company appeals from summary judgment declaring that damages for which respondent B.L.G. is legally liable are covered by a homeowner's policy issued by Milbank. B.L.G. was found liable for respondent M.M.D.'s damages in a prior underlying lawsuit. There, the trial court concluded that B.L.G. breached a duty to use reasonable care to avoid transmitting genital herpes...
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