Defendant Nationwide issued a policy of automobile insurance to the plaintiffs, New York residents David and Regina Smith, covering their 1973 Cadillac, which was registered and principally garaged in New York. The policy's endorsements provided uninsured motorist coverage up to $10,000 and economic loss protection up to $50,000.
On August 15, 1982, plaintiffs drove the Cadillac to a campground...
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