OPINION AND ORDER
J. VINCENT AUG, Jr., Bankruptcy Judge.
This Chapter 7 Debtor filed her petition for relief on November 7, 1991. Her unsecured debts totalled $20,176, and were incurred on three credit cards and one unsecured loan for $7,000. Ms. Sharp had no secured creditors.
On January 31, 1992, FCC National Bank ("FCC"), creditor and plaintiff herein, filed a complaint to determine the dischargeability of debt under 11 U.S.C. § 523(a)(2...
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