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PYSH v. SECURITY PACIFIC HOUSING SERVICE

416 Pa.Super. 64 (1992)

610 A.2d 973

Daniel J. PYSH and Janice L. Pysh, His Wife, Individually and on Behalf of all Others Similarly Situated, Appellants, v. SECURITY PACIFIC HOUSING SERVICE, a Delaware Corporation.

Superior Court of Pennsylvania.

Filed May 29, 1992.

Attorney(s) appearing for the Case

Michael P. Malakoff, Pittsburgh, for appellants.

Mark D. Shepard, Pittsburgh, for appellee.

Before BECK, TAMILIA and HESTER, JJ.

BECK, Judge.

This case presents a single issue — whether a financing company's use of the "Rule of 78s" method of calculating the unearned finance charge to be rebated to the owner of a mobile home upon prepayment of his/her installment sales contract for the mobile home violates the Motor Vehicle Sales Finance Act. The trial court found that such a method of calculation does not violate the Act. Finding no error in the trial court's analysis, we affirm.

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