MEMORANDUM OPINION, FINDINGS OF FACT, AND CONCLUSIONS OF LAW
THOMAS S. UTSCHIG, Bankruptcy Judge.
This matter comes before the Court on a motion of the debtors to avoid certain liens of the First National Bank of Baldwin pursuant to 11 U.S.C. § 522(f). The bank has objected to the debtors' motion. The debtors are Mark L. and Sharon J. Wink and they are represented by L.R. Reinstra. First National Bank of Baldwin (Bank) is represented by Thomas R. Schumacher...
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