Plaintiff's assertion that the disclosure made by the decedent in originally applying for insurance in 1987 carries over to the reinstatement of the insurance policy in 1989 is contrary to the terms of the reinstatement application, which the decedent signed, and which states that the insurer's determination to reinstate the policy "shall be deemed to be based exclusively upon the statements and representations contained in this application". The actions of plaintiff's counsel...
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