MOTZ, Judge.
This case arises out of a declaratory judgment action brought by appellee, Allen Ray Nolt ("Nolt"), in which Nolt sought a determination of the respective insurance obligations of appellant/cross appellee, United States Fidelity & Guaranty Corporation ("U.S.F. & G.") and appellee/cross-appellant, United States Fire Insurance Company ("U.S. Fire"). Following a jury's special verdict on specific questions of fact, the Circuit Court for Cecil County...
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