CACIOPPO, Judge.
On August 1, 1990, plaintiff-appellant, First National Bank of Ohio ("FNB"), executor of the estate of Walter Born, filed suit against defendant-appellee, William T. Robb, for money due on a promissory note. The matter was tried before a referee, who recommended that appellant's claim should be dismissed. On February 12, 1992, the trial court adopted the report and recommendation of the referee and granted judgment in favor of Robb.
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