MEMORANDUM-DECISION & ORDER
McCURN, Chief Judge.
Creditor Beneficial Homeowner Service Corp. ("Beneficial") appeals from two separate but related orders of the United States Bankruptcy Court for the Northern District of New York (Mahoney, J.), in which the court (1) ruled that the debtors, David and Darlene Moreau, could modify the terms of their indebtedness to Beneficial pursuant to 11 U.S.C. § 1322(b)(2) (West Supp.1991), and (2) confirmed...
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