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SELECTIVE INS. v. CHARTER RISK

261 N.J. Super. 1 (1992)

617 A.2d 664

SELECTIVE INSURANCE COMPANY, PLAINTIFF-RESPONDENT, v. CHARTER RISK RETENTION GROUP INSURANCE COMPANY, DEFENDANT-APPELLANT.

Superior Court of New Jersey, Appellate Division.

Decided November 19, 1992.

Attorney(s) appearing for the Case

Hoagland, Longo, Oropollo & Moran, attorneys for appellant (Michael John Stone, of counsel; Debra T. Kuser, on the brief).

Gorrin & Gorrin, attorneys for respondent (Thomas J. Mooney, on the brief).

Before Judges COLEMAN and SHEBELL.

The opinion of the court was delivered by SHEBELL, J.A.D.

The issue presented is whether an insurer providing a liability insurance policy on behalf of an "owner" engaged in the business of renting or leasing motor vehicles as defined in N.J.S.A. 45:21-1 may restrict the coverage afforded under the policy to the "owner interest" excluding "[c]overage for rentee of insured units" and may further provide that "Financial Responsibility filing made in behalf of...

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