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IN RE DeBRUIN

Bankruptcy No. 90-03324-JES, Adv. No. 90-0297.

144 B.R. 90 (1992)

In re Galen DeBRUIN and Mary DeBruin, Debtors. KELLOGG-CITIZENS NATIONAL BANK OF GREEN BAY, Plaintiff, v. Galen DeBruin and Mary DeBruin, Defendants.

United States Bankruptcy Court, E.D. Wisconsin.

May 1, 1992.

Attorney(s) appearing for the Case

Jeffrey F. Jaekels, Soquet, Wanezek, Umentum & Jaekels, S.C. Green Bay, Wis., for plaintiff.

Galen and Mary DeBruin, pro se.

DECISION

JAMES E. SHAPIRO, Bankruptcy Judge.

Like many other dairy farmers, Galen and Mary DeBruin of Luxemburg, Wisconsin, have become victims of a declining farm economy. Their adverse circumstances were further heightened by a severe drought in 1987 and 1988 and bovine tuberculosis in their cattle. These misfortunes caused the DeBruins to default on their loans to Kellogg-Citizens National Bank of Green Bay f/k/a Associated De Pere Bank ("Bank"). The...

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