Rehearing and Rehearing In Banc Denied March 24, 1992.
OPINION OF THE COURT
GARTH, Circuit Judge:
This appeal presents for our review the District Court's non-jury judgment in favor of the plaintiffs Stewart Dickler, Beech Tree Run, Inc. and Wantagh Union Free School District (the "Dickler Group") under an insurance policy with defendants CIGNA and Pacific Employers Insurance Company ("CIGNA").
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