ARMSTRONG, J.
Karen Joseph, a twenty year old living with her parents, was seriously injured in an automobile accident on January 6, 1989. She has been paid the policy limit, $10,000, from the liability insurer of the tortfeasor, and an additional $10,000, also the policy limit, on the underinsured motorist coverage of her own automobile insurance policy, which was in effect from July 26, 1988, to July 26, 1989. She seeks to collect on the underinsured motorist coverage...
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