OPINION OF THE COURT
NYGAARD, Circuit Judge.
In this diversity case, we are asked to determine whether a Pennsylvania insurance statute which imposes penalties for bad faith is applicable to policies written before the statute's effective date. The district court determined that the penalties provided in the statute only apply to insurance policies entered into after the statute's effective date and dismissed under Fed.R.Civ.P. 12(b)(6). We will reverse...
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