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FIRST UNITED BANK OF POPLARVILLE v. REID

No. 90-CA-297.

612 So.2d 1131 (1992)

FIRST UNITED BANK OF POPLARVILLE and First United Bank of Bay Springs v. James Earl REID, Patricia Stines and James Kenneth Ray Reid.

Supreme Court of Mississippi.

December 31, 1992.

Attorney(s) appearing for the Case

M.D. Tate, II, Smith, Smith, Tate & Cruthird, Picayune, David R. Smith, Smith, Smith, Tate & Cruthird, Poplarville, for appellants.

Charles H. Reid, Hattiesburg, for appellees.

Before ROY NOBLE LEE, C.J., and PRATHER and BANKS, JJ.

BANKS, Justice, for the Court:

Here, we are confronted with the unfortunate circumstance of a borrower, who falls ill during the term of a credit life policy, but who dies after its expiration. The borrower's family seeks to charge the bank with responsibility for the failure of coverage under a variety of theories.1 Concluding that none of the proffered theories have merit under the circumstances, we reverse and render.

I

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