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GAROUTTE v. FARMERS MUT. INS. CO.

No. 17400.

823 S.W.2d 526 (1992)

Wilburn GAROUTTE, Plaintiff-Appellant, v. FARMERS MUTUAL INSURANCE COMPANY OF LAWRENCE COUNTY, Missouri, Defendant-Respondent.

Missouri Court of Appeals, Southern District, Division Two.

January 29, 1992.

Attorney(s) appearing for the Case

Robert S. Wiley, Crane, Joe R. Ellis, Cassville, for plaintiff-appellant.

John Cowherd, Stemmons, Stemmons & Cowherd, Mt. Vernon, for defendant-respondent.

FLANIGAN, Chief Judge.

On November 21, 1988, plaintiff Wilburn Garoutte filed this action against defendant Farmers Mutual Insurance Company of Lawrence County, Missouri, a farmers mutual insurance company organized under Chapter 380 RSMo.1 The petition sought recovery under a fire insurance policy issued on November 15, 1983, by defendant to plaintiff for a policy term of three years commencing November 2, 1983, with premiums payable...

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