OPINION
NORTON, Judge.
Appellant Jane Doe sued appellant Donald Bontjes, alleging sexual exploitation by a therapist. Bontjes tendered defense of the action to respondent Tri-State Insurance Company of Minnesota, which had issued Bontjes a homeowners policy. Tri-State denied it owed Bontjes a duty to defend and indemnify and commenced the present declaratory judgment action. Tri-State moved for summary judgment. Doe asserted the motion for summary judgment...
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