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IN RE BELANGER

No. 91-1004.

962 F.2d 345 (1992)

In re Budd George BELANGER, Janice Leigh Belanger, Debtors. HOME OWNERS FUNDING CORPORATION OF AMERICA, Plaintiff-Appellant, v. Budd George BELANGER; Janice Leigh Belanger, Defendants-Appellees.

United States Court of Appeals, Fourth Circuit.

Decided April 27, 1992.

Attorney(s) appearing for the Case

Theodore A. Nodell, Jr., Raleigh, N.C., argued, for plaintiff-appellant.

John Tyrrell Orcutt, Raleigh, N.C., argued, for defendant-appellees.

Before PHILLIPS and NIEMEYER, Circuit Judges, and BUTZNER, Senior Circuit Judge.

OPINION

BUTZNER, Senior Circuit Judge:

The issue in this appeal is whether the district court correctly construed 11 U.S.C. § 521(2)(A) in a Chapter 7 proceeding by holding that debtors, who were current in their secured consumer loan installment payments, could retain the collateral after discharge without either redeeming the collateral or reaffirming the debt.

Budd George Belanger and Janice Leigh Belanger purchased a mobile home financed...

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