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HALPIN v. AMERICAN FAMILY MUT. INS. CO.

No. 73684.

823 S.W.2d 479 (1992)

Donald E. HALPIN, et al., etc., Plaintiffs-Appellants, v. AMERICAN FAMILY MUTUAL INSURANCE COMPANY, Defendant-Respondent.

Supreme Court of Missouri, En Banc.

Rehearing Denied February 25, 1992.

Attorney(s) appearing for the Case

Robert E. Fulton, John Reid II, Fredericktown, for plaintiffs-appellants.

Jeffrey S. McGuire, Cape Girardeau, for defendant-respondent.

Michael A. Dallmeyer, Jefferson City, for amicus curiae, Mo. Ins. Coalition.

BLACKMAR, Judge.

Appellants Donald and Rebecca Halpin contracted with respondent American Family for liability insurance on a motor vehicle owned by the Halpins. On May 12, 1990, their two minor children, appellants Jessica and John Tyler Halpin, were riding in the insured vehicle, with Rebecca driving, when it collided with another car. In response to an inquiry by the attorney representing the children, the insurer stated that it would deny coverage of a claim by...

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