SATZ, Judge.
This is a breach of contract action. It is based upon an insurance policy covering two buildings owned by plaintiff, Dale Kopff: a masonry/brick, four family apartment building at 212 Vest Avenue and a single level, masonry, commercial building at 26 Meramec Station Road.
In August, 1986, the building at 26 Meramec Station Road burned down. Defendant, Northern Insurance Company of New York, the insurer of the building...
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