OPINION
PER CURIAM:
Appellant/cross-respondent Rosemarie Chwialkowski ("Chwialkowski") and respondent/cross-appellant Paul Sachs ("Sachs") were involved in an automobile accident. While driving a rental car which was owned by Dollar Rent-A-Car ("DRAC"), Sachs rear-ended Chwialkowski's vehicle. Chwialkowski suffered injuries as a result.
Chwialkowski made a demand on DRAC's insurance carrier, Northland Insurance Company, for its policy limit. Northland...
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