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  5. 836 S.W.2d 349 (1992)
 

REYNOLDS v. MID-SOUTH INS. CO.

No. 12-89-00297-CV.

836 S.W.2d 349 (1992)

Smith P. REYNOLDS, III, Appellant, v. MID-SOUTH INSURANCE CO., d/b/a Mid-South Insurance Company of North America, Appellee.

Court of Appeals of Texas, Tyler.

August 31, 1992.

Attorney(s) appearing for the Case

Trey Yarbrough, Tyler, for appellant.

Thomas W. Reardon, Jr., Gregory D. Smith, Tyler, for appellee.

COLLEY, Justice.

This is a summary judgment case. Appellant Smith P. Reynolds, III, brought suit against Appellee Mid-South Insurance Company of North America to recover medical and related expenses he incurred in the treatment of a physical ailment he suffered in 1987.

On February 1, 1987, Appellee issued a group insurance policy to "United Services Association." Appellant, a member of that group, received a certificate of insurance effective the same date...

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