FERRARACCIO v. HARTFORD INS. CO.


187 A.D.2d 954 (1992)

Vincent Ferraraccio, Respondent, v. Hartford Insurance Company, Appellant. (Appeal No. 1.)

Appellate Division of the Supreme Court of the State of New York, Fourth Department.

November 18, 1992


Order reversed on the law without costs, motion denied and affirmative defenses reinstated.

Memorandum:

Supreme Court erred in striking the affirmative defenses asserted by defendant in this action to recover for damages under a policy of fire insurance. The court held that defendant could not raise the defenses of arson and misrepresentation because it had previously denied coverage on another ground. "[T]he general rule is that an insurer which denies liability...

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