BOWNES, Senior Circuit Judge.
On August 23, 1989, Susan B. LaSorsa ("LaSorsa") signed a contract of employment with the Portsmouth School District in New Hampshire to work as a first grade teacher for the 1989-90 school year. On September 28, 1989, LaSorsa suffered a cerebral hemorrhage and has since remained in a coma. A claim was submitted on LaSorsa's behalf for benefits under the Portsmouth School District's group long term disability insurance plan. The insurer...
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