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IN RE PILCHER

Bankruptcy No. B-91-07200-PCT-GBN, Adv. No. 91-705-GBN.

139 B.R. 948 (1992)

In re Linda Lorraine PILCHER, Debtor. Linda Lorraine PILCHER, Plaintiff, v. HEMAR SERVICE CORPORATION OF AMERICA and Hemar Insurance Corporation of America, Defendant. HEMAR INSURANCE CORPORATION OF AMERICA, Counter Plaintiff, v. Linda Lorraine PILCHER, Counter Defendant.

United States Bankruptcy Court, D. Arizona.

May 7, 1992.

Attorney(s) appearing for the Case

Linda Lorraine Pilcher, pro se.

Alan M. Levinsky, Anderson, Brody, Levinson, Weiser & Horwitz, Phoenix, Ariz., for Hemar Ins. Corp. of America.

MEMORANDUM OF DECISION

GEORGE B. NIELSEN, Jr., Bankruptcy Judge.

On December 1, 1988, Debtor Linda Lorraine Pilcher executed a promissory note payable to Norwest Bank South Dakota, a national association, for $9,917.00. The note evidences an educational loan made to debtor under the Law Access Loan program ("LAL"). LAL is a privately insured loan program designed to meet the needs of law school students and their parents. It is cost-based, not need-based...

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