STEADMAN, Associate Judge:
This action was brought by appellant Estate of John R. Bowden, Jr., to determine the lawful beneficiary of life insurance benefits and the proceeds of an Individual Retirement Account ("IRA"). The trial court granted summary judgment to appellee Nancy Aldridge, the divorced former wife of the decedent, relying on Mayberry v. Kathan, 98 U.S.App.D.C. 54,
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