MILLER, Judge.
Bernard P. Morley, a state employee, was a participant in the State retirement fund administered by the Board of Trustees of the Public Employees' Retirement Fund of Indiana (PERF). Morley was given the option of 1) receiving a guaranteed rate on his retirement account or 2) having his account invested in an alternative investment plan. The potential return on the alternative investment plan was much greater, but the risk was also greater because...
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