OPINION AND ORDER
PIERAS, District Judge.
The Court has before it the parties cross-motions for summary judgment. This is an action to recover an increase in insurance benefits pursuant to the Employee Retirement Income Security Act ("ERISA"). Federal jurisdiction is invoked pursuant to 29 U.S.C. § 1002, and 28 U.S.C. § 1331.
Plaintiff, Eileen Carazo, is the beneficiary of defendant Jefferson Pilot Life Insurance
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