PER CURIAM.
Appellants seek review of a summary final declaratory judgment holding that their claim for bodily injury fell outside the scope of applicable insurance coverage. We reverse.
The relevant facts are not in dispute. Dwayne Koltchigin was injured while riding an all-terrain vehicle (ATV) belonging to the Meisters. The ATV was kept in the Meisters' garage, but on the day of the accident was taken to a nearby lot by their son Alan. Together with another...
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