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IN RE HOUFEK

Bankruptcy No. 2-90-03087, Adv. No. 2-90-0244.

126 B.R. 530 (1991)

In re James T. HOUFEK, Melinda H. Houfek, Debtor. FIRST DEPOSIT NATIONAL BANK, Plaintiff, v. James T. HOUFEK, et al., Defendants.

United States Bankruptcy Court, S.D. Ohio, E.D.

April 1, 1991.

Attorney(s) appearing for the Case

James C. Ellis, Bogin & Patterson, Dayton, Ohio, for plaintiff.

Lee C. Mittman, Columbus, Ohio, for defendants.

Todd G. Finneran, Columbus, Ohio, Chapter 7 Trustee.

Charles M. Caldwell, Office of the U.S. Trustee, Columbus, Ohio.

OPINION AND ORDER ON COMPLAINT TO DETERMINE DISCHARGEABILITY OF A DEBT

BARBARA J. SELLERS, Bankruptcy Judge.

I. PRELIMINARY CONSIDERATIONS

First Deposit National Bank ("First Deposit") filed this adversary proceeding against James and Melinda Houfek on September 17, 1990. In its complaint, First Deposit asserts that its credit card obligation from Melinda Houfek is nondischargeable in the Houfeks' Chapter 7 bankruptcy case pursuant to 11 U.S.C. ...

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