LAURENCE, J.
John Dewing "totalled" his new Volkswagen Rabbit automobile in a one-car accident in December, 1981. Upon learning that his automobile insurance policy, underwritten by United Services Automobile Association (USAA) and sold to him by J.B. Driscoll Insurance Agency (Driscoll), contained an exclusion which denied him coverage for such an accident, he sued Driscoll and USAA in November, 1982. Dewing's complaint contained several counts based upon the defendants...
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