On April 1, 1990, plaintiff was injured when she tripped and fell in the apartment of her daughter, Intrator, whose premises were insured under a renter's policy with GEICO, which included a personal liability component (Coverage E) for damages for bodily injury or property damage. Coverage E had a specific exclusion for "bodily injury to you or an insured within the meaning of part a or b of `insured' as defined." As the policy reads, an insured means the "named insured...
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