SOGNIER, Chief Judge.
William Slack, Jr., the minor child of William Slack and Ronda Wright, was injured while a pedestrian when struck by a car driven by Amelia Baker, and incurred medical expenses in excess of $5,000. Baker was insured by Allstate Insurance Company, which paid $2,500, the full medical coverage provided under Baker's policy. At the time of the accident, Slack had a personal automobile insurance policy with Superior Insurance Company. Slack, Jr.,...
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