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GARRISON v. FIRST FEDERAL SAV. AND LOAN

Record No. 900909.

402 S.E.2d 25 (1991)

Alice Mae GARRISON v. FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF SOUTH CAROLINA, et al.

Supreme Court of Virginia.

March 1, 1991.

Attorney(s) appearing for the Case

Henry L. Woodward (David D. Beidler, Roanoke, on briefs), for appellant.

William R. Baldwin, III (Hirschler, Fleischer, Weinberg, Cox & Allen, Richmond, on brief), for appellees.

Present: All the Justices.

LACY, Justice.

In this case we must decide whether a loan secured by a second deed of trust was null and void and unenforceable by an assignee under the applicable sections of Title 6.1, Chapter 7.2, Article 10 of the Code of Virginia.

In 1984 Alice Mae Garrison applied for and obtained a loan from an unregulated lender, Landbank Equity Corporation, a Virginia corporation. The principal amount of the loan as reflected on the documents was $9,224.19. The loan...

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