DECISION
DALE E. IHLENFELDT, Bankruptcy Judge.
For the first time in this district, the court is asked to decide whether chapter 13 debtors can bifurcate undersecured claims, secured only by a security interest in real property that is the debtor's principal residence, into secured and unsecured claims, and to "cram-down" such claims.
Fidelity Financial Services, Inc. (Fidelity), the sole creditor in this...
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