MEMORANDUM OPINION
FRANK W. KOGER, Chief Judge.
I. Statement of Facts
On November 17, 1989, William Eugene Davis and Senora Davis filed bankruptcy under Chapter 7. Senora Davis (Debtor) is employed as a keypunch operator at United Missouri Bancshares (UMB), where she has worked for the past 21 years. The Debtor is 53 years old and in good health, except for high blood pressure, which responds to medication. As an employee of UMB, the Debtor...
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