MORGAN, J.
Bahman Dejbod appeals from a declaratory judgment in favor of Allstate Insurance Company. We modify the judgment entered below.
On the morning of February 14, 1986, vehicles driven by Dejbod and Gilven were proceeding in opposite directions when they collided. A third vehicle, driven by Church, then collided with the other two.
Gilven was insured by PEMCO, with liability limits of $25,000. Coincidentally, Church was also insured by PEMCO...
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