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IN RE BROWN

Bankruptcy No. 91-10588S, Adv. No. 91-0429S.

134 B.R. 134 (1991)

In re Joyce BROWN a/k/a Joyce Davis Brown a/k/a Joyce Jengo a/k/a Joyce Marie Brown, Debtor. Joyce BROWN, Plaintiff, v. COURTESY CONSUMER DISCOUNT CO. and Edward Sparkman, Defendants.

United States Bankruptcy Court, E.D. Pennsylvania.

December 4, 1991.

Attorney(s) appearing for the Case

Theodore Clattenburg, Jr., Community Legal Services, Inc., Philadelphia, Pa., for debtor.

Andrew L. Markowitz, Lahaska, Pa., for defendant Courtesy Consumer Discount Co.

Edward Sparkman, Philadelphia, Pa., trustee.

OPINION

DAVID A. SCHOLL, Bankruptcy Judge.

A. INTRODUCTION

Factually, the instant proceeding presents, in the context of home improvement financing, a classic example of a creditor practice, usually arising in motor vehicle financing, which is colorfully referred to as "dragging the body." Legally, this matter presents a complex interplay of state and federal law both as to liability and as to the appropriate...

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